If you are resident you will find it useful to open a bank account. All the large banks and most building societies have a network of branches across the country and all offer similar services.
A visit to any one of them will be a friendly experience, although to open an account, be prepared to prove your identity in a number of ways. You will find your passport useful, but the bank will also want to see some form of proof that you are living where you say you are. This can be proved by a housing rent book, a Council Tax, water or electricity bill for the property, as long as it’s in your name. In the bank, and elsewhere, you may hear the term ‘utility bill’ – this simply refers to bills relating to the provision of services to your property such as electricity, gas, water and telephone.
There are other local facilities such as credit unions where you can save your money and have access to affordable low cost loans. Where they exist in your local area, contact details can be obtained from the Citizen’s Advice Bureau.